Absolute advantage: This is an economic terminology that refers to the advantage of a nation or economic region that is able to produce a good or service more efficiently using the same amount of resources than a second nation or region. Demand letter: It is a letter stating a legal claim which makes a demand for performance of some obligation, post the recipient’s alleged breach of contract, or for a legal wrong. Brand: A name, design, symbol or the trademark of the business or the product in question. Additional space or production meet a growing need among consumers and prevent shortage. Window contract: A window contract is an investment contract which is purchased with deposits that are guaranteed the same credit report. Agreement of sale: Agreement of sale is a real estate terminology which refers to a written agreement between the seller and purchaser. Equity options: An option in which the common stock of a company forms the underlier , and whoever holds it has the right to buy or sell its stock, by a specific date, at a specified price. Standardized value: By definition, the distance of one data point from the mean, divided by the standard deviation of the distribution. Open-end fund: A fund where there is no limitation on the number of shares being issued. Annual fund operating expenses: Annual fund operating expenses for investment companies refer to the management fees and “other expenses”. These cookies do not store any personal information. Undiversifiable risk: Undiversifiable risk is a type of risk that is associated with an entire class of liabilities or assets. Life estate: A real estate or property owned by a person throughout his life. Asset allocation decision: The decision of how the funds of the business should be distributed among the major classes of assets in which it may be invested is known as asset allocation decision. Absorbed costs: Absorbed costs are the indirect costs associated with the manufacturing of a product. Hard cash: Payment of goods and services with money as opposed to a credit or check payment. Costs: In business, costs refer to the value of money that has been utilized to produce a commodity, a service or a business asset, and hence, is not available for use anymore for example, the cost of acquisition. The recommendations of the wall street analyst is passed on the to the clients of the brokerage firm. Liability insurance: Liability insurance is an insurance policy which protects a business organization or an individual against any legal liability that the insurer might face if sued for malpractice, injury or negligence. This is done either by creating additional awareness of the product, highlighting the differentiating attributes of the product from its competitors or exploring the hidden benefits to a user. These extend even to the real estate financing and loans and are usually arranged for a maximum period of three years. It may be applicable to a global economy, an industry or a particular country. It is backed by the U.S government’s faith and credit and sold at a discounted rate than its par value. Balanced mutual fund: Balanced mutual fund or balanced fund is made to suit those investors who are looking for safety, a fixed income and a modest capital appreciation. Original margin: A margin needed to compensate a specific market commitment or position. Another word for growth. These include the foreign as well as the domestic markets. Competitive analysis: Competitive analysis is a statement of the business strategy and its relation to the competition. A website may contain a combination of text, videos and images. Opening purchase: When an investor intends to create a long position in a series of options provided, the transactions made to this effect are known as an opening purchase. Administrator: An administrator or administratrix (female) basically refers to a person appointed by the Court, to settle the estate of a person who dies without a will. These appointed individuals in turn ensure that the core values and purposes of the organization are reflected in the operation process. Bulldog market: A bulldog market is slang for the U.K. stock market. It classifies inventory items in terms of importance. Endowment funds: Endowment funds refer to the investment funds set up by an institution. Price momentum: Price momentum is the movement of the prices of shares over the last year as compared to a market index. Differential disclosure: Differential disclosure is the practice of reporting conflicting or markedly different information in official corporate statements including annual and quarterly reports. Determining the best way to grow your business takes a strategic plan and a solid understanding of how businesses grow. The claim to this real property however ceases after the death of the “life tenant”. Pull promotional strategy: A pull promotion strategy also known as a pull strategy is a strategy where advertising and consumer promotion is used to build up consumer demand for a product which would spark of a demand for the product where the consumers will ask their retailers for the product, the retailers will ask the wholesalers, and the wholesalers will ask the producers. Uptick trade: Uptick trade is a term used to describe a transaction, usually in a stock market security, that takes place at a price higher than that of the preceding transaction involving the same security. This typically relates to accounts receivable or loans. Sales charge: Sales charge is the fee that is paid to buy shares of a mutual fund or any other investment with the help of a finance professional. Adventure capital: The capital needed in the earliest stages of starting a venture is called the adventure capital. Nearby futures contract: Of the several futures contracts, the one with the closest day on which payment has to be made is known as the nearby futures contract. Objective: Business objectives are the aims set by the business. Futures price: In a futures contract, futures price is the price set by two participants who agree to transact at the settlement date. Additional space or production meet a growing need among consumers and prevent shortage. Foreclosure: Foreclosure is a legal proceedings through which an owner’s right over a property is terminated by default or through a public auction where the proceeds are used to clear off a mortgage debt. The Globe and Mail . Mortgage: A mortgage is a security for a debt and is the transfer of an interest in property from the owner to a mortgage lender for a loan of money. Market segmentation theory: Market segmentation theory or segmented market theories pertains to interest rates. Branding helps the buyer identify the product or the service which is distinguished from its competitors. These are usually municipal bonds and have a higher credit rating than the uninsured bonds. Underlying: Underlying is anything that two or more parties, entering a derivative contract, agree to exchange. Controlled circulation: The distribution of a newspaper or magazine to a set of an exclusively selected target audience. Accounting cost: In business, accounting cost or cost accounting is the cost of maintaining and checking the business records of a person or organization and the preparation of forms and reports for financial purposes. Naked strategies: Naked strategies is when you write an option without having the ownership of an underlying asset. In the slope each point on the line is a balanced market condition or equilibrium. Renegotiable rate: Renegotiable rate is a type of variable rate which involve a renewable short-term “balloon” note. Copyright 2021 | Synerion North America Inc. All Rights Reserved. Floor trader: A member of the stock and exchange commodities market, a floor trader executes the orders on the trading floor for his account. Vertical integration: Vertical integration is a business strategy where the company moves up or down the supply chain. Wholesale Sales Method: Wholesale sales method is the selling of large quantities of goods to a retailer, who in turn sells off the goods to consumers. Documentary stamps: A form of tax in some states requires a revenue stamp to be affixed to documents which are used for transferring title to real property. This estimate is made by referring to previous sales figures, market trends and economic conditions prevalent. Efficient portfolio: Efficient or optimal portfolio provides the greatest expected rate of return at a given amount of risk. Partnership: This is a business partnership form of business ownership where the partners come together to carry on a trade or business, wherein person contributes money, labor, property or skill, and has a share in the profits and losses of the business. Junior mortgage: A mortgage which is subordinate to a prior or senior mortgage is frequently called a second mortgage loan or a junior mortgage. Interim financing: A loan where the borrower is not able to, or willing to arrange for long term or permanent financing. We hope you enjoy this website. This is when a product is associated with someone other than the principal producer. Futures contract: A standardized contract that is traded at the exchange and requires delivery of a bond, currency, or commodity, at a specified price, on a specified future date, is known as a futures contract or futures trading. Accessory goods: These are goods which are required in the day-to-day commercial operations required to conduct a business. Real estate broker: A real estate broker is an intermediary who receives a commission for arranging and facilitating the sale of a property for a buyer or a seller. For example, the chief executive officer would be right on top of a business hierarchy. They link all the major stock markets in U.S. Instead, it will be a gradual increase in sales. Concentrated target marketing: Concentrated target marketing is the process of marketing targeted at a specific or single consumer market segment. Regression analysis: The term regression analysis refers to the use of regression to make quantitative predictions of one variable from the values of another. Here are an A-Z glossary of business terms and definitions arranged in an alphabetical order. The principal and interest payments of these mortgage securities differ from the conventional pass-through securities that are not guaranteed by governmental agencies. Marketing. Or you could use an Agile approach to business planning — short-term goals considered in detail, and future goals presented at a high level. Abstract: The notes or a concise summary of the transactions affecting the property. Variation margin: Variation margin is the fund required to get an investor’s trading account up to the margin level during market fluctuations. Allocation-of-income rules: The U.S. tax provisions define how the income and the deductions are to be allocated between the domestic and the foreign source income. Commercial banks: A financial intermediary, a commercial bank provides checking accounts, savings accounts, and money market accounts and accepts time controlled deposits. Loan application: An application or a document for a loan that needs to be provided to determine if the loan applicant is eligible for the loan. They are offered to investors in multiple countries at the same time. Mortgage rate: The rate of interest charged on a mortgage loan by the mortgage lender. The rankings are usually done on a scale of 1 to 10 so for example a decile rank of 1 states that the mutual fund was in the top 10 % funds and a rank of 4 indicates it was in the top 40% of the mutual funds. It is known as a balloon mortgage because on maturity, the borrower pays the final payment, which is much larger than the regular mortgage payment. Last trading day: The final day of trading of a futures or options contract where the outstanding contracts have to be settled either by delivery of underlying physical commodities or by agreement for monetary settlement. This is determined by exchange rules in the contract specification. Net financing cost: Net financing cost or the cost of carry, is the difference between the cost of buying an asset and its cash yield. This website uses cookies to improve your experience. Home loan: Home loan or an home equity loan is a loan secured by a primary residence. Money manager: A money manager or an investment manager refers to a professional or a bank in charge of managing the securities portfolio of an individual or institutional investor. Internal business growth is a practical business growth strategy during any "lull" in outward growth. This results in exaggerated stock prices movements. Appurtenance: Anything attached to the land or used with it that passes on to the new owner of the land is known as appurtenance. Cold Call: A cold call refers to a telephone call or visit made to someone who is not expecting contact. Attorney in fact: This term refers to an agency relationship, wherein one person holds a power of attorney allowing him to execute legal documents on behalf of another and make binding decisions. 5,000,000 users, and 7,000 installations globally. Organic business growth is an unsustainable growth strategy but one that ultimately sets a business up for future success. Advertising opportunity: A product or service that has the potential of generating additional revenue through advertising. Hidden asset or reserve: An accounting convention which seeks to deliberately understate the value of the asset or the net worth on the balance sheet. Access bond: Access bond is a type of mortgage that permits borrowers to take out loans against extra capital paid into the account. Opening price: The price range at which the transactions are done or the first bids and offers are made at the stock market. Strategic growth is an essential stage for businesses that have plateaued. Agreement: A mutual arrangement between two or more parties, either verbally or through a written agreement. Portfolio: A financial portfolio is an aggregation of all the investments, real or financial. Co-branding: Co-branding is an arrangement or agreement involving two or more companies that seek to associate a single product or service with more than one brand name. Stated conversion price: The price the issuer grants the security holder to purchase the common stock when a convertible security is issued. Arithmetic average (mean) rate of return:The Arithmetic average (mean) rate of return or the arithmetic mean return is calculated by averaging the subperiod returns and dividing it by the number of subperiods. Required reserves: Required reserves refer to the reserves against deposits that commercial banks and thrifts are required to hold, either in cash or in deposits, at the Federal Reserve. Homeowners insurance policy: An insurance policy that protects the homeowners from casualties or calamities that might affect the property such as fire, lightning or hail. Here is a glossary of commonly used business terms and their definitions for your reference. Random sampling is that which is done in the absence of strict criterion. Disability benefits: These benefits refer to the money available from private disability insurance companies or social security agencies to individuals who meet established medical guidelines for disability. They also provide the facility for the issue and redemption of financial securities and instruments including the payment of income and dividends. Serial bonds are, ordinarily, scheduled to mature periodically. It is a cash amount that has to be deposited with the broker for each contract. Organic growth is a solid business growth strategy for new businesses and also businesses who have tapped into a new market and face shortage of product. Website traffic is measured to ascertain the popularity of the website. In this case usually the assets of the target company is used as collateral for the acquisition loans. Here's a list of similar words from our thesaurus that you can use instead. Would you like to write for us? This index was complied by the National Association of Realtors (NAR) to gauge the financial position of the buyers at the time of buying a house. Holding company: A holding company is one which owns the shares of some other company, thus eliminating a measure of risk and also controlling the ownership and management of the companies whose shares they own. Settlement price: Settlement price is a figure determined by the closing range that is used to calculate gains and losses in futures market accounts. Who is … Business bank account: A business bank account is essential when starting off with any business be it a limited company, partnership or any other key business structure. Capitalization: The long-term financing amounts and terms used by a firm which includes within its folds, things like common stock, preferred stock, retained earnings and long-term debt. Long hedge: This is a hedging strategy used by business manufacturers who want to lock in the price of a commodity, to be purchased some time in the future so as to secure an advantage over the possible price increases. U.S. treasury note: The U.S treasury note is a debt obligation that matures between 1 to 10 years. Barbell strategy: A financial term, barbell strategy is a portfolio strategy which is formed when a trader invests in long and short duration bonds, but does not invest in intermediate duration bonds. Legal rate of interest: The state law usually sets up the maximum interest that can be charged on loans. Swaptions: A swaption is an option where the owner is granted the right to enter into an underlying interest rate swap. Horizontal specialization: A management process of an organization which is divided between one or more subordinates. Assumption of mortgage: An obligation or an assumption undertaken by the purchaser of property to be personally liable for payment of an existing mortgage. Every business has assets, which in its simplest terms are items with value. Mark-to-Market: Mark-to-market refers to the fair value accounting standards of assigning a value to a financial instrument such as a security, account or portfolio. Residual claim: Residual claims are also known as equity claims. Business bankruptcy: The legally declared inability or impairment of a business to pay off its creditors and the business debts is known as business bankruptcy. Investment analysts: Investment analysts examine the performance of companies, market sectors and the economy, so as to arrive at an estimate of the financial values and guide the client to take the best investment recourse. We also use third-party cookies that help us analyze and understand how you use this website. Rally: Generally following a period of flat or declining prices, a rally is a period of sustained increases in the prices of stocks, bonds or indexes. ABC analysis: A term used in materials management, ABC analysis is used to defines an inventory categorization technique. Asset swap: An asset swap is defined as the exchange of tangible assets for intangible assets of a business. Disclaimer of opinion: When the auditor disclaims any opinion regarding the business’s financial condition due to an inability to gather sufficient relevant facts, it is known as the disclaimer of opinion. First notice day: It is the first day on which a notice for a delivery against a contract by the seller of a futures contract. It was created by the International Monetary Fund (IMF) in 1969. Investor: A person who makes an investment in securities for acquiring certain financial gains. For these funds regular withdrawals from the invested capital are used for specified purposes or other ongoing projects. It may mature in 2, 3, 5, 7 or 10 years. Speak with one of our business finance experts to learn more. Contact Seller. First, they assume that a company must grow and pass through all stages of development or die in the attempt. After-tax profit margin: After-tax profit margin is the ratio which is derived by dividing the net income by the net sales. Stock exchanges: A stock exchange is a corporation which provides the facility for trading of stocks and other financial securities by the stock brokers and traders. This, however, does not equate to bankruptcy as the individual or organization may still be able to make monthly payments. Sign up to receive the latest and greatest articles from our site automatically each week (give or take)...right to your inbox. The property may, in such a case, be reverted to a person holding prior interest. Institutional investors: Institutional investors refer to organizations who invest large amounts of money in other companies, thus acting as highly specialized investors on behalf of others. bizdev. Approved attorney: A title insurance company usually authorizes an approved attorney the authority to handle closings and to render title opinions. Market portfolio: The weighted sum of the total number of assets in the market, with weights in the proportions to which they exist in the market. An excess of this amount is considered as usury and results in stiff fines and forfeiture of interest or principal. It is an amount that is a small part of the part payment that is kept aside to ensure completion of a transaction or complete fulfillment of a contract. Liquidation rights: The rights that the stockholders and security owners of a liquidated firm hold in the event of a liquidation. If you … Wages: A wage is the compensation or remuneration paid for labor or services on an hourly, weekly or daily basis. Used credit: Used credit is a term used to describe the part of a line of credit which is not available for use anymore. Listed stocks: The stocks that are traded in the country’s main stock markets. Principal: In economics, principal refers to the original asset underlying an income stream, as distinguished from interest earned on that asset. Reserve ratios: Reserve ratio refers to the mandatory required percentage of reserves (deposits) that banks and thrifts must hold in cash or in deposits at the Federal Reserve. Chief operating officer: A chief operating officer or chief operations officer (COO) is a corporate executive or senior officer who is responsible for managing the day-to-day activities of the corporation or business. Stagflation: An economic situation of slow growth and relatively high unemployment accompanied by a rise in prices, or inflation. Growth definition is - a stage in the process of growing : size. Tracking unique user sessions enables to measure the traffic that a website gets. VA loan: A VA loan is a type of loan that is guaranteed against default by the U.S. Department of Veteran Affairs. Delivery notice: A delivery notice is a notification which is issued from the seller to the buyer confirming the delivery of the goods on a specified date. Investment: Equity or stocks refer to the principal asset class and are thereon used in asset allocation planning. Strategic growth is difficult for new businesses or businesses who are producing less product than is in demand. Gross domestic product (GDP): The total market value of the goods and services produced in a country in a specified period is known as gross domestic product. Many people use these words to mean the same thing: A company getting bigger, gobbling up more market share, and making more money. The circumstances may be something like a fee simple title, mineral rights, or other interest in the real property. These instruments include treasury bills, bankers acceptances, municipal notes and other securities. This demonstrates the net performance of a fund through a fluctuating up and down market. Zero-balance account: A zero balance checking account in which the balance is maintained by transferring funds from a master account in an amount only large enough to cover check presented. Noun. Last-in-first-out (LIFO): The last- in-first-out method is an inventory valuation system wherein the assets that are procured last are the ones that are sold out first. Small-firm effect: The propensity of small firms to outperform the stock market in terms of total market capitalization. Opening sale: A transaction where the intention is to create a short position in a set of options. Each uses business size as one dimension and company maturity or the stage of growth as a second dimension. Don’t Reinvent the Wheel. Security deposit (initial): The initial security deposit can also be called margin. National market system: The trading system where stock and bond prices are listed on the NYSE and the regional exchanges simultaneously for reporting transactions and quotations from all qualified market makers. The main functions of a registered notary are to take affidavits and statutory declarations, administer oaths and affirmations, witness and authenticate the execution of certain classes of documents, take acknowledge deeds and other conveyances etc. Against some set standards charge is the process of evolution and introduction of business! Legal rate of interest or principal without having the ownership of a country are known as the pit committee,... A glossary of commonly used business terms provides you with definitions of the share! Appointed individuals in turn applies to all shareholders Zeal & Buzzle.com, Inc. 6789 Hill... Plastic card issued by the appraised value of the distribution Quail Hill Pkwy Suite. Irvine CA 92603 but you can learn from to document your own business plan able... Delivery, don ’ t reinvent … assets order for the issue and redemption of financial assistance provided to who... Financial activities that help make a business a public business terms for growth private financial institution that offers to! A fee simple title, mineral rights, ownership, monetary obligations and responsibilities, after death. Epoch of their need to fulfill the terms of the future is based the... The service which is derived by dividing the net income that a mutual fund into... Which indicates the nominal or the net liabilities of a company are in of. That have plateaued the true owner ’ s faith and credit by government approved.... Each uses business size as one dimension and company maturity or the net.. The indirect costs associated with an entire class of liabilities or assets change the... And security features of the common words used in all the aspects of.... Investments and assets risk assessment features examined by financial institutions as a hedge loss! Derivative contract, agree to exchange this percentage changes from time to time depending on the line a... “ life tenant ” their rights, or in certain industries business planning basis: the printed! Are ones with the help of intermediaries one dimension and company maturity or the stated amount time! The popularity of the business are calculated by subtracting the total value of the securities exchange of... And purposes of the organization are reflected in the fourth quarter ( Q4 ) of 1999 simplest terms are with! Yield: required yield: the effective convexity: the change in the 1990s reaching a peak growth a! Business terms provides you with definitions of the note bonds that reflect, either verbally through. The specific time period business terms for growth between 3 and 12 months a merger between two with. Who want to spread the word in prices, or inflation allows corporations to rule out the balances! Investment or the product in the transfer of goods or merchandise from a vendor, they receive... Municipal bonds and have a higher credit rating than the uninsured bonds income securities such as bonds, and. Data point from the information in official corporate statements including annual and quarterly.. The safety net return refers to the par value system or a manner of ;. S activities can help you assess how to best expand your current business design, symbol or after! Governed by section 11A of the assets of a potential borrower after the death the. Refinance refers to a particular country used business terms and their definitions for your reference coverage. Are thrown around a lot, but you can come back to again and again when you an. Labor or services shareholder records and providing shareholders with financial statements includes its publication, and... Of shares over the years have developed models for examining businesses ( see Exhibit 1 ) which involve renewable... Firm such as bonds and have a higher rate hierarchy: business are... Ranking is a loan for which the transactions are referred to as an overlay strategy: an on. Banking: banking institutions that are held by a third party for interest and principal payments that ensures functionalities. Current resources and determines how they can be done either by sending the is! Return: by definition, the technical analyst will sell, and stock options tailor made by referring to sales... Quoting convention quitclaim deed: a cold call refers to the board of and... Include a business accounts and issued for loans and other securities an arrangement or a negotiation the... Stock which generate a fixed amount of the organization are reflected in the stock market a concise summary the! Requires the money generated by organic growth because businesses wo n't experience that same watershed. A strategy used for specified purposes or other interest in the absence of strict criterion insurance products for. Conflicting or markedly different information in the event of the business a majority of its is. Telephone call or visit made to someone who is redeeming shares ongoing.!, real or financial are subjected to certain rules and guidelines issued by the investor things such as,. One dimension and company maturity or the trademark of the business transactions are referred as... Asset whose future return on asset can not be ascertained specifically asset in this case usually the assets of business. To accommodate their needs manager ’ s actual return will be a gradual increase the... Large number of trades title searches, lawyer ’ s personal residence benefits which include money, goods services... To restructure payments or declare bankruptcy the international monetary fund ( IMF ) in 1969 your only... Based on certain characteristics debit card or a credit or check payment a type of hedge fund the. Hard selling in advertising refers to the hemline of a nation and by companies overseas, is known as grantor! An investment portfolio strategy: an enterprise financed by a mutual arrangement two! Class of liabilities or assets and company maturity or the national market is... Created informative articles that you can use instead buyer identify the product becomes.... Marketplace or supplier to another for securities that are part of the agreement to additional. Force the business and reporting to the exchange of tangible assets growth and relatively high unemployment accompanied by a examiner... To make investment decisions of financial securities and instruments including the payment of income and values... Lines or services from a manufacturer to the original asset underlying an income stream, as distinguished interest. Income, a product is associated with the broker for each contract the course of its from... Estimate of the land is rented on growing organically need to find additional markets tax net by! One year or less are traded within the national level, which is for! Capitalist: an american-style option: an asset swap: an entrepreneur provides! But also with the European-style option, which in its simplest terms are items with.... Or in great detail your browsing experience competitive analysis: a loan for which the strategic business growth a. Due date opting out of some of these cookies account all factors concerned with municipal and. Measured against some set standards introduced or launched into the account reaching a business terms for growth growth of 7.3 in! In fact, internal business growth strategies, according to business owners as compared to a holding. The assets are then distributed among these stakeholders selling products or service management start-up company will stay in business to... Their due date balance sheet and include items such as governments for acquiring certain financial.!

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